COMP <GO>
BVFL vs FCAP // 10Y YIELD & FRED MACRO BETA
BV Financial Inc. (NASDAQ) VS. First Capital Inc. (NASDAQ) • 15-METRIC TALLY: BVFL 2
— FCAP 4
■ METRIC PARITY
LAST: $21.90 (-1.93%) • MKT CAP: $189.1M
macro-sensitivity
—
LAST: $62.60 (-1.89%) • MKT CAP: $213.4M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BVFL VS. FCAP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BVFL | FCAP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 11.90% | -4.60 | FCAP | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.93% | 9.34% | +0.59 | BVFL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.89% | -1.89 | FCAP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.1 | 54.0 | +4.10 | BVFL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.0x | 12.1x | +0.90 | FCAP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $189.1M | $213.4M | -$24.2M | FCAP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BVFL REV | FCAP REV | BVFL GROSS % | FCAP GROSS % | BVFL FCF | FCAP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $18.8M | $19.9M |
| FY 2024 | $0 | $0 | — | — | $15.5M | $21.6M |
| FY 2023 | $0 | $0 | — | — | $15.2M | $14.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BVFL // BETA —
FCAP // BETA —