COMP <GO>
AGO vs LMND // FREE CASH FLOW YIELD
Assured Guaranty Ltd. (NYSE) VS. Lemonade Inc. (NYSE) • 15-METRIC TALLY: AGO 5
— LMND 1
▲ FREE CASH FLOW YIELD LEADER: AGO
LAST: $70.88 (+2.25%) • MKT CAP: $3.12B
fcf-yield
8.31%
LAST: $45.91 (+1.21%) • MKT CAP: $3.55B
fcf-yield
-0.73%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AGO VS. LMND)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AGO | LMND | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.90% | -31.10% | +40.00 | AGO | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.31% | -0.73% | +9.04 | AGO | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | -22.50% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 40.20% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.18% | 0.00% | +2.18 | AGO | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 3/9 | +1.00 | AGO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.9 | 38.1 | +12.79 | AGO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 5.8x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.12B | $3.55B | -$436.0M | LMND | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AGO REV | LMND REV | AGO GROSS % | LMND GROSS % | AGO FCF | LMND FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $737.9M | — | — | $259.0M | -$25.9M |
| FY 2024 | $0 | $526.5M | — | — | $47.0M | -$20.8M |
| FY 2023 | $53.0M | $429.8M | — | — | $461.0M | -$119.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AGO // BETA —
LMND // BETA —