Atlanticus Holdings Corporation (ATLC) exhibits 45.0% gross margins and 19.8% return on invested capital within Financials (Finance: Consumer Services), balanced against a 12.3x enterprise multiple and 4.8% implied options volatility.
Sustained 45.0% gross profitability converts into — operating margin and 19.8% ROIC, outpacing sector cost of capital.
ROIC: 19.8% // GM: 45.0%YoY revenue trajectory of +50.1% paired with 2.80% free cash flow yield supports self-funded R&D and capital return.
REV YOY: +50.1% // FCF YLD: 2.80%Altman Z-Score of 3.80 and Piotroski F-Score of 6/9 indicate low near-term refinancing stress.
ALTMAN Z: 3.80 // F-SCORE: 6/9Trading at 12.3x trailing P/E (10.3x Fwd P/E) leaves valuation vulnerable if real 10Y TIPS yields spike.
P/E: 12.3x // EV/EBITDA: —Options market prices a ±5.2% implied move with a 0.85 put/call ratio around $98.15 max pain.
IMPL MOVE: ±5.2% // P/C: 0.85Elevated industry capital intensity and customer concentration in Finance: Consumer Services require continuous execution to defend 6.1% net margins.
NET MARGIN: 6.1% // D/E: 0.45x| FILER | SIDE | $ VALUE |
|---|---|---|
| INSPECT FULL OWNERSHIP LEDGER IN OWN <GO> | ||
| STRIKE / EXP | TYPE | PREMIUM |
|---|---|---|
| INSPECT GEX & CHAIN IN OPT <GO> | ||
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