COMP <GO>
ZION vs ONB // 10Y YIELD & FRED MACRO BETA
Zions Bancorporation N.A. (NASDAQ) VS. Old National Bancorp (NASDAQ) • 15-METRIC TALLY: ZION 10
— ONB 1
▲ 10Y YIELD & FRED MACRO BETA LEADER: ONB
LAST: $66.38 (+1.55%) • MKT CAP: $9.54B
macro-sensitivity
0.90
LAST: $25.77 (+2.71%) • MKT CAP: $9.49B
macro-sensitivity
0.97
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ZION VS. ONB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ZION | ONB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.80% | 1.90% | +0.90 | ZION | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.7x | 40.3x | -12.60 | ZION | /valuation <GO> |
| Free Cash Flow Yield | 9.85% | 6.68% | +3.17 | ZION | /fcf-yield <GO> |
| Operating Margin | 75.00% | 30.60% | +44.40 | ZION | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 25.00% | +43.00 | ZION | /net-margins <GO> |
| Revenue Growth (YoY) | 3.10% | -2.20% | +5.30 | ZION | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.76% | 2.36% | +0.40 | ZION | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.2 | 50.3 | +1.90 | ZION | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.90 | 0.97 | -0.07 | ONB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 13.3x | -3.30 | ZION | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.54B | $9.49B | $50.5M | ZION | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ZION REV | ONB REV | ZION GROSS % | ONB GROSS % | ZION FCF | ONB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $529.0M | $2.21B | — | — | $952.0M | $637.4M |
| FY 2024 | $513.0M | $1.78B | — | — | $1.05B | $592.0M |
| FY 2023 | $503.0M | $1.92B | — | — | $862.4M | $516.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ZION // BETA 0.90
ONB // BETA 0.97