COMP <GO>
ZBAO vs BAC // FREE CASH FLOW YIELD
Zhibao Technology Inc. (Class A) (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ZBAO 1
— BAC 6
■ METRIC PARITY
LAST: $0.29 (-8.19%) • MKT CAP: $2.7M
fcf-yield
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ZBAO VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ZBAO | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -35.00% | 2.50% | -37.50 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | — | 2.10% | — | TIE | /fcf-yield <GO> |
| Operating Margin | -19.30% | 32.90% | -52.20 | BAC | /operating-margins <GO> |
| Net Profit Margin | -22.40% | 27.00% | -49.40 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 53.00% | 6.80% | +46.20 | ZBAO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 7/9 | -5.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 17.8 | 38.3 | -20.46 | BAC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.7M | $357.61B | -$357.61B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ZBAO REV | BAC REV | ZBAO GROSS % | BAC GROSS % | ZBAO FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $38.7M | $113.10B | — | — | -$2.9M | $7.52B |
| FY 2024 | $25.3M | $105.86B | — | — | -$562.2K | -$13.57B |
| FY 2023 | — | $102.77B | — | — | — | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ZBAO // BETA —
BAC // BETA 0.90