COMP <GO>
XZO vs CERT // REVENUE GROWTH (YOY)
Exzeo Group Inc. (NYSE) VS. Certara Inc. (NASDAQ) • 15-METRIC TALLY: XZO 7
— CERT 2
▲ REVENUE GROWTH (YOY) LEADER: XZO
LAST: $17.71 (+0.68%) • MKT CAP: $1.60B
revenue-growth
62.00%
LAST: $11.20 (-2.44%) • MKT CAP: $1.71B
revenue-growth
8.70%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (XZO VS. CERT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | XZO | CERT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 60.40% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 1.40% | +83.60 | XZO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.2x | 80.4x | -68.20 | XZO | /valuation <GO> |
| Free Cash Flow Yield | — | 5.54% | — | TIE | /fcf-yield <GO> |
| Operating Margin | 48.80% | 5.00% | +43.80 | XZO | /operating-margins <GO> |
| Net Profit Margin | 38.10% | -0.40% | +38.50 | XZO | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 62.00% | 8.70% | +53.30 | XZO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 12.79 | 2.40 | +10.39 | XZO | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | CERT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.6 | 66.3 | +1.29 | XZO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.2x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.60B | $1.71B | -$113.0M | CERT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | XZO REV | CERT REV | XZO GROSS % | CERT GROSS % | XZO FCF | CERT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $217.0M | $418.8M | 60.4% | — | — | $94.6M |
| FY 2024 | $133.9M | $385.1M | 39.7% | — | — | $78.8M |
| FY 2023 | $88.3M | $354.3M | — | — | — | $82.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
XZO // BETA —
CERT // BETA —