COMP <GO>
XZO vs AAPL // RETURN ON INVESTED CAPITAL (ROIC)
Exzeo Group Inc. (NYSE) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: XZO 8
— AAPL 4
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: XZO
LAST: $17.71 (+0.68%) • MKT CAP: $1.60B
roic
85.00%
LAST: $348.91 (+1.48%) • MKT CAP: $5.09T
roic
81.38%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (XZO VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | XZO | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 60.40% | 48.65% | +11.75 | XZO | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 85.00% | 81.38% | +3.62 | XZO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.2x | 30.1x | -17.91 | XZO | /valuation <GO> |
| Free Cash Flow Yield | — | 2.72% | — | TIE | /fcf-yield <GO> |
| Operating Margin | 48.80% | 33.17% | +15.63 | XZO | /operating-margins <GO> |
| Net Profit Margin | 38.10% | 27.62% | +10.48 | XZO | /net-margins <GO> |
| Revenue Growth (YoY) | 62.00% | 14.24% | +47.76 | XZO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.31% | -0.31 | AAPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 12.79 | 13.54 | -0.75 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 9/9 | -4.00 | AAPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 5.76% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.6 | 66.6 | +0.96 | XZO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.14 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.2x | 35.3x | -19.14 | XZO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.60B | $5.09T | -$5.09T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | XZO REV | AAPL REV | XZO GROSS % | AAPL GROSS % | XZO FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $217.0M | $416.16B | 60.4% | 46.9% | — | $98.77B |
| FY 2024 | $133.9M | $391.04B | 39.7% | 46.2% | — | $108.81B |
| FY 2023 | $88.3M | $383.29B | — | 44.1% | — | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
| FY 2021 | — | $365.82B | — | 41.8% | — | $92.95B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
XZO // BETA —
AAPL // BETA 1.14