COMP <GO>
XYF vs HTT // DIVIDEND YIELD & FCF PAYOUT SAFETY
X Financial each representing six (Class A) (NYSE) VS. High Templar Tech Limited each representing one Class A ordinary share (NYSE) • 15-METRIC TALLY: XYF 5
— HTT 2
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: XYF
LAST: $4.84 (+1.68%) • MKT CAP: $260.8M
dividend-safety
8.26%
HTT — High Templar Tech Limited each representing one Class A ordinary share
ROARABLE D- • RQD 35/100
LAST: $1.81 (+0.56%) • MKT CAP: $279.5M
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (XYF VS. HTT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | XYF | HTT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 18.80% | -5.20% | +24.00 | XYF | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 21.30% | -60.00% | +81.30 | XYF | /operating-margins <GO> |
| Net Profit Margin | 19.20% | 68.00% | -48.80 | HTT | /net-margins <GO> |
| Revenue Growth (YoY) | 35.80% | -65.00% | +100.80 | XYF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 8.26% | 0.00% | +8.26 | XYF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 42.3 | 18.3 | +24.00 | XYF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $260.8M | $279.5M | -$18.7M | HTT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | XYF REV | HTT REV | XYF GROSS % | HTT GROSS % | XYF FCF | HTT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.09B | $5.9M | — | — | $206.7M | $98.2M |
| FY 2024 | $804.4M | $29.7M | — | — | $206.8M | -$15.2M |
| FY 2023 | $678.2M | $17.8M | — | — | $114.7M | $49.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
XYF // BETA —
HTT // BETA —