COMP <GO>
WYFI vs OPRT // 10Y YIELD & FRED MACRO BETA
WhiteFiber Inc. (NASDAQ) VS. Oportun Financial Corporation (NASDAQ) • 15-METRIC TALLY: WYFI 2
— OPRT 4
■ METRIC PARITY
LAST: $11.23 (-5.39%) • MKT CAP: $508.5M
macro-sensitivity
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LAST: $9.98 (+2.15%) • MKT CAP: $459.0M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WYFI VS. OPRT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WYFI | OPRT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -5.80% | 6.50% | -12.30 | OPRT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | -33.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -31.20% | 68.00% | -99.20 | OPRT | /net-margins <GO> |
| Revenue Growth (YoY) | 66.20% | -14.10% | +80.30 | WYFI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | OPRT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 32.5 | 69.6 | -37.18 | OPRT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 16.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $508.5M | $459.0M | $49.6M | WYFI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WYFI REV | OPRT REV | WYFI GROSS % | OPRT GROSS % | WYFI FCF | OPRT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $79.2M | $19.5M | — | — | -$222.7M | $413.4M |
| FY 2024 | $47.6M | $22.7M | — | — | -$60.3M | $393.5M |
| FY 2023 | — | $25.6M | — | — | — | $392.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WYFI // BETA —
OPRT // BETA —