COMP <GO>
WU vs HD // GROSS PROFIT MARGIN
Western Union Company (NYSE) VS. Home Depot Inc. (NYSE) • 15-METRIC TALLY: WU 5
— HD 5
▲ GROSS PROFIT MARGIN LEADER: WU
LAST: $6.29 (+2.11%) • MKT CAP: $1.96B
gross-margins
34.30%
LAST: $341.15 (+3.63%) • MKT CAP: $340.36B
gross-margins
33.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WU VS. HD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WU | HD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | 34.30% | 33.30% | +1.00 | WU | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 32.90% | +52.10 | WU | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 13.4x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 2.72% | — | TIE | /fcf-yield <GO> |
| Operating Margin | 19.50% | 12.70% | +6.80 | WU | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 8.60% | +4.30 | WU | /net-margins <GO> |
| Revenue Growth (YoY) | -3.70% | 3.20% | -6.90 | HD | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.79% | -2.79 | HD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.92 | 5.64 | -4.72 | HD | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.6 | 74.7 | -23.10 | HD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.88 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 3.6x | 21.6x | -18.00 | WU | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.96B | $340.36B | -$338.40B | HD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WU REV | HD REV | WU GROSS % | HD GROSS % | WU FCF | HD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.88B | $164.68B | 34.3% | 33.3% | $505.2M | $8.91B |
| FY 2024 | $4.03B | $159.51B | 34.9% | 33.4% | $368.9M | $12.63B |
| FY 2023 | $4.16B | $152.67B | — | — | $783.1M | $14.30B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WU // BETA —
HD // BETA 0.88