COMP <GO>
WTFC vs V // PIOTROSKI F-SCORE QUALITY
Wintrust Financial Corporation (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: WTFC 7
— V 5
▲ PIOTROSKI F-SCORE QUALITY LEADER: V
LAST: $157.40 (+3.29%) • MKT CAP: $10.62B
piotroski-score
8/9
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
piotroski-score
9/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTFC VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTFC | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 32.30% | -29.20 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.4x | 28.9x | -1.50 | WTFC | /valuation <GO> |
| Free Cash Flow Yield | 8.27% | 2.90% | +5.37 | WTFC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 60.00% | +15.00 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 50.10% | +17.90 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.90% | 11.30% | -5.40 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.63% | 0.63% | +1.00 | WTFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 9/9 | -1.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.5 | 74.2 | -6.70 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.06 | +0.08 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 34.0x | -22.30 | WTFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.62B | $760.28B | -$749.66B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTFC REV | V REV | WTFC GROSS % | V GROSS % | WTFC FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $265.6M | $40.00B | — | — | $860.4M | $21.26B |
| FY 2024 | $250.7M | $35.93B | — | — | $635.5M | $18.33B |
| FY 2023 | $220.4M | $32.65B | — | — | $734.5M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTFC // BETA 1.14
V // BETA 1.06