COMP <GO>
WTFC vs SSB // FREE CASH FLOW YIELD
Wintrust Financial Corporation (NASDAQ) VS. SouthState Bank Corporation (NYSE) • 15-METRIC TALLY: WTFC 8
— SSB 4
▲ FREE CASH FLOW YIELD LEADER: WTFC
LAST: $154.13 (+2.56%) • MKT CAP: $10.40B
fcf-yield
8.27%
LAST: $106.10 (+1.10%) • MKT CAP: $10.29B
fcf-yield
2.24%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTFC VS. SSB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTFC | SSB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 3.00% | +0.10 | WTFC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.4x | 25.8x | +1.60 | SSB | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.27% | 2.24% | +6.03 | WTFC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 33.80% | +41.20 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.70% | +40.30 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.90% | 23.10% | -17.20 | SSB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.63% | 2.25% | -0.62 | SSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | WTFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.3 | 61.1 | +3.20 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.04 | +0.10 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 10.8x | +0.90 | SSB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.40B | $10.29B | $109.5M | WTFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTFC REV | SSB REV | WTFC GROSS % | SSB GROSS % | WTFC FCF | SSB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $265.6M | $0 | — | — | $860.4M | $230.6M |
| FY 2024 | $250.7M | $0 | — | — | $635.5M | $476.2M |
| FY 2023 | $220.4M | $0 | — | — | $734.5M | $546.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTFC // BETA 1.14
SSB // BETA 1.04