COMP <GO>
WTFC vs FHN // RETURN ON INVESTED CAPITAL (ROIC)
Wintrust Financial Corporation (NASDAQ) VS. First Horizon Corporation (NYSE) • 15-METRIC TALLY: WTFC 6
— FHN 5
■ METRIC PARITY
LAST: $157.40 (+3.29%) • MKT CAP: $10.28B
roic
3.10%
LAST: $23.64 (+1.59%) • MKT CAP: $11.02B
roic
3.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTFC VS. FHN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTFC | FHN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 3.10% | 3.10% | 0.00 | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.4x | 26.5x | +0.90 | FHN | /valuation <GO> |
| Free Cash Flow Yield | 8.27% | 5.31% | +2.96 | WTFC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 35.00% | +40.00 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 28.70% | +39.30 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.90% | 7.20% | -1.30 | FHN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.63% | 2.80% | -1.17 | FHN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | WTFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.7 | 47.6 | +11.10 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.00 | +0.14 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 10.6x | +1.10 | FHN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.28B | $11.02B | -$744.3M | FHN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTFC REV | FHN REV | WTFC GROSS % | FHN GROSS % | WTFC FCF | FHN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $265.6M | $3.42B | — | — | $860.4M | $595.0M |
| FY 2024 | $250.7M | $3.19B | — | — | $635.5M | $1.22B |
| FY 2023 | $220.4M | $3.47B | — | — | $734.5M | $1.14B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTFC // BETA 1.14
FHN // BETA 1.00