COMP <GO>
WTFC vs BPOP // FREE CASH FLOW YIELD
Wintrust Financial Corporation (NASDAQ) VS. Popular Inc. (NASDAQ) • 15-METRIC TALLY: WTFC 8
— BPOP 3
▲ FREE CASH FLOW YIELD LEADER: WTFC
LAST: $157.40 (+3.29%) • MKT CAP: $10.28B
fcf-yield
8.27%
LAST: $158.96 (+1.50%) • MKT CAP: $9.99B
fcf-yield
6.74%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTFC VS. BPOP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTFC | BPOP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 3.10% | 0.00 | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.4x | 25.4x | +2.00 | BPOP | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.27% | 6.74% | +1.53 | WTFC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 35.90% | +39.10 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 29.40% | +38.60 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.90% | -4.40% | +10.30 | WTFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.63% | 1.95% | -0.32 | BPOP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | WTFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.7 | 43.3 | +15.40 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 0.97 | +0.17 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 11.3x | +0.40 | BPOP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.28B | $9.99B | $292.1M | WTFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTFC REV | BPOP REV | WTFC GROSS % | BPOP GROSS % | WTFC FCF | BPOP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $265.6M | $2.75B | — | — | $860.4M | $681.0M |
| FY 2024 | $250.7M | $2.03B | — | — | $635.5M | $461.3M |
| FY 2023 | $220.4M | $1.79B | — | — | $734.5M | $686.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTFC // BETA 1.14
BPOP // BETA 0.97