COMP <GO>
WTBA vs CZNC // ENTERPRISE SCALE & MARKET CAP
West Bancorporation (NASDAQ) VS. Citizens & Northern Corp (NASDAQ) • 15-METRIC TALLY: WTBA 6
— CZNC 1
▲ ENTERPRISE SCALE & MARKET CAP LEADER: WTBA
LAST: $30.04 (-1.38%) • MKT CAP: $512.0M
market-cap
$512.0M
LAST: $27.82 (+1.20%) • MKT CAP: $498.9M
market-cap
$498.9M
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTBA VS. CZNC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTBA | CZNC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.20% | 6.90% | +5.30 | WTBA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.43% | 6.03% | +2.40 | WTBA | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.30% | 3.27% | +0.03 | WTBA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | WTBA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.4 | 71.0 | -15.65 | CZNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.6x | 19.8x | -5.20 | WTBA | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $512.0M | $498.9M | $13.0M | WTBA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTBA REV | CZNC REV | WTBA GROSS % | CZNC GROSS % | WTBA FCF | CZNC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $43.2M | $30.1M |
| FY 2024 | $0 | $0 | — | — | $13.7M | $31.1M |
| FY 2023 | $0 | $0 | — | — | $25.2M | $33.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTBA // BETA —
CZNC // BETA —