COMP <GO>
WLTH vs PGY // GROSS PROFIT MARGIN
Wealthfront Corporation (NASDAQ) VS. Pagaya Technologies Ltd. (Class A) (NASDAQ) • 15-METRIC TALLY: WLTH 0
— PGY 7
■ METRIC PARITY
LAST: $10.56 (+1.54%) • MKT CAP: $1.65B
gross-margins
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LAST: $20.81 (+1.66%) • MKT CAP: $1.74B
gross-margins
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WLTH VS. PGY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WLTH | PGY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -6.80% | 85.00% | -91.80 | PGY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 5.4x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.23% | 12.94% | -3.71 | PGY | /fcf-yield <GO> |
| Operating Margin | — | 20.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -11.50% | 6.50% | -18.00 | PGY | /net-margins <GO> |
| Revenue Growth (YoY) | 18.20% | 25.60% | -7.40 | PGY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | PGY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.5 | 51.4 | -4.93 | PGY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 17.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.65B | $1.74B | -$86.9M | PGY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WLTH REV | PGY REV | WLTH GROSS % | PGY GROSS % | WLTH FCF | PGY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $365.0M | $1.26B | — | — | $152.2M | $224.7M |
| FY 2024 | $308.9M | $1.00B | — | — | $123.2M | $30.0M |
| FY 2023 | $216.7M | $772.8M | — | — | $72.9M | -$21.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WLTH // BETA —
PGY // BETA —