COMP <GO>
WAFD vs NWBI // REVENUE GROWTH (YOY)
WaFd Inc. (NASDAQ) VS. Northwest Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: WAFD 4
— NWBI 3
■ METRIC PARITY
LAST: $29.66 (+1.16%) • MKT CAP: $2.19B
revenue-growth
7.80%
LAST: $15.34 (+0.79%) • MKT CAP: $2.25B
revenue-growth
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WAFD VS. NWBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WAFD | NWBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.50% | 6.70% | +0.80 | WAFD | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.49% | 6.31% | +3.18 | WAFD | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 7.80% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.86% | 4.89% | -1.03 | NWBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | WAFD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.4 | 52.4 | -11.00 | NWBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.0x | 16.6x | -7.60 | WAFD | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.19B | $2.25B | -$52.0M | NWBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WAFD REV | NWBI REV | WAFD GROSS % | NWBI GROSS % | WAFD FCF | NWBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $29.6M | $0 | — | — | $208.2M | $141.8M |
| FY 2024 | $27.5M | $0 | — | — | $414.6M | $125.4M |
| FY 2023 | $26.1M | $0 | — | — | $214.0M | $92.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WAFD // BETA —
NWBI // BETA —