COMP <GO>
WAFD vs BAC // OPERATING MARGIN
WaFd Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: WAFD 7
— BAC 2
■ METRIC PARITY
LAST: $29.66 (+1.16%) • MKT CAP: $2.19B
operating-margins
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
operating-margins
32.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WAFD VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WAFD | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.50% | 2.50% | +5.00 | WAFD | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.49% | 2.10% | +7.39 | WAFD | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | WAFD | /net-margins <GO> |
| Revenue Growth (YoY) | 7.80% | 6.80% | +1.00 | WAFD | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.86% | 0.00% | +3.86 | WAFD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.4 | 38.3 | +7.10 | WAFD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.0x | 10.9x | -1.90 | WAFD | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.19B | $357.61B | -$355.41B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WAFD REV | BAC REV | WAFD GROSS % | BAC GROSS % | WAFD FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $29.6M | $113.10B | — | — | $208.2M | $7.52B |
| FY 2024 | $27.5M | $105.86B | — | — | $414.6M | -$13.57B |
| FY 2023 | $26.1M | $102.77B | — | — | $214.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WAFD // BETA —
BAC // BETA 0.90