COMP <GO>
WABC vs V // RETURN ON INVESTED CAPITAL (ROIC)
Westamerica Bancorporation (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: WABC 3
— V 4
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: V
LAST: $61.24 (+1.64%) • MKT CAP: $1.42B
roic
12.40%
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
roic
32.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WABC VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WABC | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 12.40% | 32.30% | -19.90 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.43% | 2.90% | +5.53 | WABC | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.31% | 0.63% | +2.68 | WABC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 9/9 | -5.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.7 | 74.2 | -19.50 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 34.0x | -22.70 | WABC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.42B | $760.28B | -$758.87B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WABC REV | V REV | WABC GROSS % | V GROSS % | WABC FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.50B | $40.00B | — | — | $119.7M | $21.26B |
| FY 2024 | $2.55B | $35.93B | — | — | $139.8M | $18.33B |
| FY 2023 | $728.0M | $32.65B | — | — | $158.2M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WABC // BETA —
V // BETA 1.06