COMP <GO>
VLY vs CBSH // PIOTROSKI F-SCORE QUALITY
Valley National Bancorp (NASDAQ) VS. Commerce Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: VLY 5
— CBSH 7
▲ PIOTROSKI F-SCORE QUALITY LEADER: CBSH
LAST: $14.27 (-1.25%) • MKT CAP: $7.94B
piotroski-score
7/9
LAST: $55.63 (-0.30%) • MKT CAP: $8.00B
piotroski-score
8/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (VLY VS. CBSH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | VLY | CBSH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.40% | 4.50% | -2.10 | CBSH | /roic <GO> |
| EV/EBITDA & P/E Valuation | 32.0x | 22.1x | +9.90 | CBSH | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | 7.43% | -3.30 | CBSH | /fcf-yield <GO> |
| Operating Margin | 33.00% | 30.90% | +2.10 | VLY | /operating-margins <GO> |
| Net Profit Margin | 27.10% | 25.40% | +1.70 | VLY | /net-margins <GO> |
| Revenue Growth (YoY) | 8.80% | 20.90% | -12.10 | CBSH | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.15% | 1.88% | +1.27 | VLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 8/9 | -1.00 | CBSH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.5 | 51.7 | +16.80 | VLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.99 | 0.88 | +0.11 | VLY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.3x | 11.8x | +0.50 | CBSH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.94B | $8.00B | -$59.7M | CBSH | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | VLY REV | CBSH REV | VLY GROSS % | CBSH GROSS % | VLY FCF | CBSH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.98B | $1.87B | — | — | $325.7M | $592.4M |
| FY 2024 | $1.26B | $1.74B | — | — | $532.4M | $531.7M |
| FY 2023 | $1.65B | $1.58B | — | — | $378.2M | $488.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
VLY // BETA 0.99
CBSH // BETA 0.88