COMP <GO>
VEL vs QFIN // ENTERPRISE SCALE & MARKET CAP
Velocity Financial Inc. (NYSE) VS. Qfin Holdings Inc. (NASDAQ) • 15-METRIC TALLY: VEL 1
— QFIN 3
▲ ENTERPRISE SCALE & MARKET CAP LEADER: QFIN
LAST: $15.95 (+2.44%) • MKT CAP: $629.7M
market-cap
$629.7M
LAST: $5.27 (-4.01%) • MKT CAP: $641.6M
market-cap
$641.6M
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (VEL VS. QFIN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | VEL | QFIN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 15.60% | 27.20% | -11.60 | QFIN | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 2.84% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 34.80% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 16.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | QFIN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.1 | 24.7 | +31.42 | VEL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 5.6x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $629.7M | $641.6M | -$11.9M | QFIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | VEL REV | QFIN REV | VEL GROSS % | QFIN GROSS % | VEL FCF | QFIN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $2.75B | — | — | $17.9M | $1.58B |
| FY 2024 | $0 | $2.35B | — | — | $37.5M | $1.28B |
| FY 2023 | $0 | $2.29B | — | — | $48.8M | $1.00B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
VEL // BETA —
QFIN // BETA —