COMP <GO>
UVSP vs MS // EV/EBITDA & P/E VALUATION
Univest Financial Corporation (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: UVSP 7
— MS 2
■ METRIC PARITY
LAST: $39.33 (-6.53%) • MKT CAP: $1.08B
valuation
—
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
valuation
31.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UVSP VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UVSP | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.60% | 3.00% | +6.60 | UVSP | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.36% | -7.25% | +16.61 | UVSP | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 27.70% | 20.20% | +7.50 | UVSP | /net-margins <GO> |
| Revenue Growth (YoY) | 9.60% | 5.50% | +4.10 | UVSP | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.34% | 2.21% | +0.13 | UVSP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | UVSP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 35.0 | 51.0 | -16.02 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.2x | 16.5x | -5.30 | UVSP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.08B | $298.41B | -$297.32B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UVSP REV | MS REV | UVSP GROSS % | MS GROSS % | UVSP FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $328.1M | $0 | — | — | $101.5M | -$17.89B |
| FY 2024 | $299.2M | $0 | — | — | $75.1M | $1.36B |
| FY 2023 | $296.8M | $0 | — | — | $89.7M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UVSP // BETA —
MS // BETA 1.04