COMP <GO>
UVSP vs JPM // EV/EBITDA & P/E VALUATION
Univest Financial Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: UVSP 4
— JPM 5
■ METRIC PARITY
LAST: $39.33 (-6.53%) • MKT CAP: $1.08B
valuation
—
LAST: $343.58 (+1.26%) • MKT CAP: $913.30B
valuation
9.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UVSP VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UVSP | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.60% | 17.37% | -7.77 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 9.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.36% | -18.14% | +27.50 | UVSP | /fcf-yield <GO> |
| Operating Margin | — | 42.07% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 27.70% | 32.63% | -4.93 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 9.60% | 13.53% | -3.93 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.34% | 1.96% | +0.38 | UVSP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 2/9 | +4.00 | UVSP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.84% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.5 | 55.1 | -21.60 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.2x | 13.3x | -2.07 | UVSP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.08B | $913.30B | -$912.21B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UVSP REV | JPM REV | UVSP GROSS % | JPM GROSS % | UVSP FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $328.1M | $182.45B | — | — | $101.5M | -$147.78B |
| FY 2024 | $299.2M | $177.56B | — | — | $75.1M | -$42.01B |
| FY 2023 | $296.8M | $158.10B | — | — | $89.7M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UVSP // BETA —
JPM // BETA 1.00