COMP <GO>
UVE vs BAC // RSI-14 & 200D SMA MOMENTUM
UNIVERSAL INSURANCE HOLDINGS INC (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: UVE 4
— BAC 4
▲ RSI-14 & 200D SMA MOMENTUM LEADER: UVE
LAST: $47.56 (+3.44%) • MKT CAP: $1.32B
rsi-technicals
62.1
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
rsi-technicals
38.3
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UVE VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UVE | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 33.20% | 2.50% | +30.70 | UVE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 2.10% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 11.40% | 27.00% | -15.60 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.50% | 6.80% | -1.30 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.67% | 0.00% | +1.67 | UVE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 62.1 | 38.3 | +23.78 | UVE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.7x | 10.9x | -4.20 | UVE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.32B | $357.61B | -$356.29B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UVE REV | BAC REV | UVE GROSS % | BAC GROSS % | UVE FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.60B | $113.10B | — | — | $377.1M | $7.52B |
| FY 2024 | $1.52B | $105.86B | — | — | $130.0M | -$13.57B |
| FY 2023 | $1.39B | $102.77B | — | — | $71.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UVE // BETA —
BAC // BETA 0.90