COMP <GO>
UTI vs AFYA // ALTMAN Z-SCORE & DEBT/EQUITY
Universal Technical Institute Inc (NYSE) VS. Afya Limited (Class A) (NASDAQ) • 15-METRIC TALLY: UTI 2
— AFYA 0
■ METRIC PARITY
LAST: $23.61 (+6.59%) • MKT CAP: $1.30B
balance-sheet
3.14
LAST: $10.17 (-0.68%) • MKT CAP: $953.2M
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UTI VS. AFYA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UTI | AFYA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 19.30% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.0x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.26% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 10.00% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 7.50% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 14.00% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 3.14 | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.1 | 28.7 | +31.43 | UTI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.30B | $953.2M | $347.6M | UTI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UTI REV | AFYA REV | UTI GROSS % | AFYA GROSS % | UTI FCF | AFYA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $835.6M | — | — | — | $55.4M | — |
| FY 2024 | $732.7M | — | — | — | $61.6M | — |
| FY 2023 | $607.4M | — | — | — | $49.1M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UTI // BETA —
AFYA // BETA —