COMP <GO>
USIO vs BAC // RSI-14 & 200D SMA MOMENTUM
Usio Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: USIO 1
— BAC 7
▲ RSI-14 & 200D SMA MOMENTUM LEADER: USIO
LAST: $3.25 (+2.52%) • MKT CAP: $92.6M
rsi-technicals
62.0
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
rsi-technicals
38.3
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USIO VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USIO | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -16.10% | 2.50% | -18.60 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.16% | 2.10% | -0.94 | BAC | /fcf-yield <GO> |
| Operating Margin | -2.80% | 32.90% | -35.70 | BAC | /operating-margins <GO> |
| Net Profit Margin | -2.90% | 27.00% | -29.90 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 3.00% | 6.80% | -3.80 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 62.0 | 38.3 | +23.70 | USIO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $92.6M | $357.61B | -$357.52B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USIO REV | BAC REV | USIO GROSS % | BAC GROSS % | USIO FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $85.4M | $113.10B | — | — | $1.1M | $7.52B |
| FY 2024 | $82.9M | $105.86B | — | — | $2.7M | -$13.57B |
| FY 2023 | $84.1M | $102.77B | — | — | $3.5M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USIO // BETA —
BAC // BETA 0.90