COMP <GO>
USB vs BNY // OPERATING MARGIN
U.S. Bancorp (NYSE) VS. The Bank of New York Mellon Corporation (NYSE) • 15-METRIC TALLY: USB 6
— BNY 5
▲ OPERATING MARGIN LEADER: BNY
LAST: $60.64 (+1.75%) • MKT CAP: $94.48B
operating-margins
32.20%
LAST: $149.37 (+0.53%) • MKT CAP: $101.35B
operating-margins
33.70%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USB VS. BNY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USB | BNY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 2.40% | +0.60 | USB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.6x | 34.1x | -7.50 | USB | /valuation <GO> |
| Free Cash Flow Yield | 7.07% | 5.11% | +1.96 | USB | /fcf-yield <GO> |
| Operating Margin ACTIVE | 32.20% | 33.70% | -1.50 | BNY | /operating-margins <GO> |
| Net Profit Margin | 26.40% | 27.60% | -1.20 | BNY | /net-margins <GO> |
| Revenue Growth (YoY) | 4.40% | 7.80% | -3.40 | BNY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.35% | 1.43% | +1.92 | USB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.2 | 56.0 | +2.20 | USB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.15 | -0.19 | BNY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.6x | 17.0x | -5.40 | USB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $94.48B | $101.35B | -$6.87B | BNY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USB REV | BNY REV | USB GROSS % | BNY GROSS % | USB FCF | BNY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $28.66B | $20.08B | — | — | $6.68B | $5.18B |
| FY 2024 | $27.45B | $18.62B | — | — | $10.11B | -$782.0M |
| FY 2023 | $28.14B | $17.70B | — | — | $7.13B | $5.12B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USB // BETA 0.96
BNY // BETA 1.15