COMP <GO>
UPBD vs V // FORWARD P/E MULTIPLE
Upbound Group Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: UPBD 5
— V 7
▲ FORWARD P/E MULTIPLE LEADER: UPBD
LAST: $19.98 (+18.16%) • MKT CAP: $1.16B
forward-pe
14.9x
LAST: $410.54 (+2.48%) • MKT CAP: $733.53B
forward-pe
34.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UPBD VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UPBD | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 48.40% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 30.70% | 32.30% | -1.60 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 3.7x | 28.9x | -25.20 | UPBD | /valuation <GO> |
| Free Cash Flow Yield | 20.49% | 2.90% | +17.59 | UPBD | /fcf-yield <GO> |
| Operating Margin | 4.80% | 60.00% | -55.20 | V | /operating-margins <GO> |
| Net Profit Margin | 1.60% | 50.10% | -48.50 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 8.70% | 11.30% | -2.60 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 7.54% | 0.63% | +6.91 | UPBD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.36 | 9.09 | -6.73 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 70.4 | 65.6 | +4.80 | UPBD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 14.9x | 34.0x | -19.10 | UPBD | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.16B | $733.53B | -$732.37B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UPBD REV | V REV | UPBD GROSS % | V GROSS % | UPBD FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.70B | $40.00B | 48.4% | — | $238.7M | $21.26B |
| FY 2024 | $4.32B | $35.93B | 48.1% | — | $48.4M | $18.33B |
| FY 2023 | $3.99B | $32.65B | — | — | $200.3M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UPBD // BETA —
V // BETA 1.06