COMP <GO>
UHAL vs MA // RETURN ON INVESTED CAPITAL (ROIC)
U-Haul Holding Company (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: UHAL 1
— MA 11
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: MA
LAST: $56.80 (+2.99%) • MKT CAP: $11.04B
roic
5.10%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
roic
33.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UHAL VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UHAL | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 67.60% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 5.10% | 33.50% | -28.40 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 3.2x | 29.2x | -26.00 | UHAL | /valuation <GO> |
| Free Cash Flow Yield | -12.31% | 3.08% | -15.39 | MA | /fcf-yield <GO> |
| Operating Margin | 56.80% | 57.60% | -0.80 | MA | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 45.60% | -34.70 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 3.60% | 16.40% | -12.80 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.10 | 11.17 | -10.07 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 8/9 | -4.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.1 | 68.8 | -22.69 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 123.5x | 31.2x | +92.30 | MA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.04B | $556.88B | -$545.84B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UHAL REV | MA REV | UHAL GROSS % | MA GROSS % | UHAL FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $761.5M | $32.79B | 67.6% | — | -$1.36B | $17.16B |
| FY 2024 | $735.0M | $28.17B | — | — | -$2.00B | $14.31B |
| FY 2023 | $714.4M | $25.10B | — | — | $1.45B | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UHAL // BETA —
MA // BETA 0.90