COMP <GO>
UG vs MA // RETURN ON INVESTED CAPITAL (ROIC)
United-Guardian Inc. (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: UG 4
— MA 4
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: MA
LAST: $6.66 (-1.19%) • MKT CAP: $30.6M
roic
17.80%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
roic
33.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UG VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UG | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 17.80% | 33.50% | -15.70 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.8x | 29.2x | -16.40 | UG | /valuation <GO> |
| Free Cash Flow Yield | 6.24% | 3.08% | +3.16 | UG | /fcf-yield <GO> |
| Operating Margin | — | 57.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 45.60% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 16.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 9.04% | 0.49% | +8.55 | UG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 11.17 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 8/9 | -4.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.1 | 68.8 | -11.72 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.5x | 31.2x | -17.70 | UG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $30.6M | $556.88B | -$556.85B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UG REV | MA REV | UG GROSS % | MA GROSS % | UG FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $32.79B | — | — | $1.9M | $17.16B |
| FY 2024 | $0 | $28.17B | — | — | $3.0M | $14.31B |
| FY 2023 | $0 | $25.10B | — | — | $3.1M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UG // BETA —
MA // BETA 0.90