COMP <GO>
UCB vs SFBS // FORWARD P/E MULTIPLE
United Community Banks Inc. (NYSE) VS. ServisFirst Bancshares Inc. (NYSE) • 15-METRIC TALLY: UCB 5
— SFBS 2
▲ FORWARD P/E MULTIPLE LEADER: UCB
LAST: $37.21 (+1.78%) • MKT CAP: $4.49B
forward-pe
12.7x
LAST: $40.52 (+1.66%) • MKT CAP: $4.43B
forward-pe
14.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UCB VS. SFBS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UCB | SFBS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.00% | 15.00% | -6.00 | SFBS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.94% | 8.02% | -0.08 | SFBS | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 30.90% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 11.70% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.64% | 1.65% | +0.99 | UCB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | UCB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.4 | 51.9 | +10.52 | UCB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 12.7x | 14.9x | -2.20 | UCB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.49B | $4.43B | $56.0M | UCB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UCB REV | SFBS REV | UCB GROSS % | SFBS GROSS % | UCB FCF | SFBS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.06B | $0 | — | — | $356.5M | $355.2M |
| FY 2024 | $952.1M | $0 | — | — | $302.7M | $252.9M |
| FY 2023 | $893.2M | $0 | — | — | $294.0M | $197.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UCB // BETA —
SFBS // BETA —