COMP <GO>
UBCP vs JPM // FORWARD P/E MULTIPLE
United Bancorp Inc. (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: UBCP 4
— JPM 3
▲ FORWARD P/E MULTIPLE LEADER: UBCP
LAST: $14.43 (+1.91%) • MKT CAP: $81.2M
forward-pe
10.0x
LAST: $340.58 (+1.05%) • MKT CAP: $895.92B
forward-pe
13.3x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UBCP VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UBCP | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.00% | 17.37% | -6.37 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.8x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -1.58% | -17.93% | +16.35 | UBCP | /fcf-yield <GO> |
| Operating Margin | — | 42.07% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 32.63% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 13.53% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 6.55% | 1.94% | +4.61 | UBCP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 2/9 | +2.00 | UBCP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.77% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.2 | 51.2 | -3.00 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 10.0x | 13.3x | -3.27 | UBCP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.2M | $895.92B | -$895.83B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UBCP REV | JPM REV | UBCP GROSS % | JPM GROSS % | UBCP FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $360.1M | $182.45B | — | — | -$1.3M | -$147.78B |
| FY 2024 | $343.0M | $177.56B | — | — | -$1.2M | -$42.01B |
| FY 2023 | $40.3M | $158.10B | — | — | $9.5M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UBCP // BETA —
JPM // BETA 1.00