COMP <GO>
TWFG vs OIG // FREE CASH FLOW YIELD
TWFG Inc. (Class A) (NASDAQ) VS. Orion180 Insurance Group Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: TWFG 2
— OIG 0
■ METRIC PARITY
LAST: $27.15 (-0.48%) • MKT CAP: $1.47B
fcf-yield
3.62%
LAST: $9.84 (+3.25%) • MKT CAP: $974.5M
fcf-yield
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TWFG VS. OIG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TWFG | OIG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 39.80% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 35.2x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 3.62% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 14.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 22.00% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.0 | 47.4 | +6.63 | TWFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.47B | $974.5M | $493.0M | TWFG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TWFG REV | OIG REV | TWFG GROSS % | OIG GROSS % | TWFG FCF | OIG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $248.5M | — | — | — | $53.1M | — |
| FY 2024 | $203.8M | — | — | — | $37.3M | — |
| FY 2023 | $172.0M | — | — | — | $30.2M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TWFG // BETA —
OIG // BETA —