COMP <GO>
TRV vs V // 10Y YIELD & FRED MACRO BETA
The Travelers Companies Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: TRV 4
— V 8
▲ 10Y YIELD & FRED MACRO BETA LEADER: V
LAST: $398.80 (+0.65%) • MKT CAP: $81.73B
macro-sensitivity
0.88
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
macro-sensitivity
1.06
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRV VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRV | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.70% | 32.30% | -22.60 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.6x | 28.9x | -17.30 | TRV | /valuation <GO> |
| Free Cash Flow Yield | 10.30% | 2.90% | +7.40 | TRV | /fcf-yield <GO> |
| Operating Margin | 15.70% | 60.00% | -44.30 | V | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 50.10% | -37.20 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 5.20% | 11.30% | -6.10 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.20% | 0.63% | +0.57 | TRV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.0 | 74.2 | -11.20 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.88 | 1.06 | -0.18 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 34.0x | -21.90 | TRV | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.73B | $760.28B | -$678.55B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRV REV | V REV | TRV GROSS % | V GROSS % | TRV FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $48.83B | $40.00B | — | — | $8.41B | $21.26B |
| FY 2024 | $46.42B | $35.93B | — | — | $6.98B | $18.33B |
| FY 2023 | $41.36B | $32.65B | — | — | $5.85B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRV // BETA 0.88
V // BETA 1.06