COMP <GO>
TRU vs JPM // 10Y YIELD & FRED MACRO BETA
TransUnion (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: TRU 2
— JPM 10
▲ 10Y YIELD & FRED MACRO BETA LEADER: JPM
LAST: $75.49 (+1.59%) • MKT CAP: $14.40B
macro-sensitivity
0.89
LAST: $343.58 (+1.26%) • MKT CAP: $913.30B
macro-sensitivity
1.00
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRU VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRU | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.00% | 17.37% | -9.37 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 16.3x | 9.7x | +6.63 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 4.60% | -18.14% | +22.74 | TRU | /fcf-yield <GO> |
| Operating Margin | 18.70% | 42.07% | -23.37 | JPM | /operating-margins <GO> |
| Net Profit Margin | 10.00% | 32.63% | -22.63 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | 13.53% | -4.13 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.63% | 1.96% | -1.33 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | TRU | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.84% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.2 | 55.1 | -1.90 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.89 | 1.00 | -0.11 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.4x | 13.6x | +15.83 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $14.40B | $913.30B | -$898.90B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRU REV | JPM REV | TRU GROSS % | JPM GROSS % | TRU FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.58B | $182.45B | — | — | $661.6M | -$147.78B |
| FY 2024 | $4.18B | $177.56B | — | — | $516.7M | -$42.01B |
| FY 2023 | $3.83B | $158.10B | — | — | $473.0M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRU // BETA 0.89
JPM // BETA 1.00