COMP <GO>
TRST vs MS // 10Y YIELD & FRED MACRO BETA
TrustCo Bank Corp NY (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: TRST 5
— MS 2
■ METRIC PARITY
LAST: $56.26 (-1.07%) • MKT CAP: $968.4M
macro-sensitivity
—
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
macro-sensitivity
1.04
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRST VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRST | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.90% | 3.00% | +5.90 | TRST | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.72% | -7.25% | +11.97 | TRST | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 20.20% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 5.50% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.85% | 2.21% | +0.64 | TRST | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | MS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.2 | 51.0 | +8.20 | TRST | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.7x | 16.5x | -1.80 | TRST | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $968.4M | $298.41B | -$297.44B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRST REV | MS REV | TRST GROSS % | MS GROSS % | TRST FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $45.7M | -$17.89B |
| FY 2024 | $0 | $0 | — | — | $54.6M | $1.36B |
| FY 2023 | $0 | $0 | — | — | $64.1M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRST // BETA —
MS // BETA 1.04