COMP <GO>
TOP vs BAC // 10Y YIELD & FRED MACRO BETA
TOP Financial Group Limited (Class A) (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: TOP 1
— BAC 6
■ METRIC PARITY
LAST: $14.32 (-8.38%) • MKT CAP: $1.77B
macro-sensitivity
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TOP VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TOP | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 2.50% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 0.74% | 2.10% | -1.36 | BAC | /fcf-yield <GO> |
| Operating Margin | -24.90% | 32.90% | -57.80 | BAC | /operating-margins <GO> |
| Net Profit Margin | -24.80% | 27.00% | -51.80 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 41.90% | 6.80% | +35.10 | TOP | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 29.5 | 38.3 | -8.84 | BAC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.77B | $357.61B | -$355.84B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TOP REV | BAC REV | TOP GROSS % | BAC GROSS % | TOP FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.7M | $113.10B | — | — | $13.1M | $7.52B |
| FY 2024 | $3.3M | $105.86B | — | — | -$14.5M | -$13.57B |
| FY 2023 | $8.0M | $102.77B | — | — | $17.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TOP // BETA —
BAC // BETA 0.90