COMP <GO>
TIPT vs DGICA // FREE CASH FLOW YIELD
Tiptree Inc. (NASDAQ) VS. Donegal Group Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: TIPT 2
— DGICA 6
■ METRIC PARITY
LAST: $17.22 (+0.06%) • MKT CAP: $627.2M
fcf-yield
—
LAST: $18.83 (+1.07%) • MKT CAP: $699.0M
fcf-yield
10.04%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TIPT VS. DGICA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TIPT | DGICA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -6.80% | 12.40% | -19.20 | DGICA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | — | 10.04% | — | TIE | /fcf-yield <GO> |
| Operating Margin | -60.00% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 8.10% | +59.90 | TIPT | /net-margins <GO> |
| Revenue Growth (YoY) | -65.00% | -1.20% | -63.80 | DGICA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.45% | 3.67% | -2.22 | DGICA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | TIPT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.5 | 51.8 | -0.25 | DGICA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.7x | 8.2x | +8.50 | DGICA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $627.2M | $699.0M | -$71.7M | DGICA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TIPT REV | DGICA REV | TIPT GROSS % | DGICA GROSS % | TIPT FCF | DGICA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $488.0K | $978.0M | — | — | $168.2M | $70.2M |
| FY 2024 | $341.5M | $989.6M | — | — | $240.7M | $67.4M |
| FY 2023 | $341.4M | $927.3M | — | — | $71.5M | $28.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TIPT // BETA —
DGICA // BETA —