COMP <GO>
TIPT vs AII // EV/EBITDA & P/E VALUATION
Tiptree Inc. (NASDAQ) VS. American Integrity Insurance Group Inc. (NYSE) • 15-METRIC TALLY: TIPT 3
— AII 5
■ METRIC PARITY
LAST: $17.04 (-1.04%) • MKT CAP: $627.2M
valuation
—
LAST: $29.26 (+1.92%) • MKT CAP: $562.6M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TIPT VS. AII)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TIPT | AII | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -6.80% | 29.60% | -36.40 | AII | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 23.67% | — | TIE | /fcf-yield <GO> |
| Operating Margin | -60.00% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 36.00% | +32.00 | TIPT | /net-margins <GO> |
| Revenue Growth (YoY) | -65.00% | 35.30% | -100.30 | AII | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.45% | 0.00% | +1.45 | TIPT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | AII | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.4 | 58.5 | -3.10 | AII | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.7x | 4.7x | +12.00 | AII | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $627.2M | $562.6M | $64.7M | TIPT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TIPT REV | AII REV | TIPT GROSS % | AII GROSS % | TIPT FCF | AII FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $488.0K | $276.5M | — | — | $168.2M | $133.2M |
| FY 2024 | $341.5M | $204.4M | — | — | $240.7M | $147.6M |
| FY 2023 | $341.4M | — | — | — | $71.5M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TIPT // BETA —
AII // BETA —