COMP <GO>
THRM vs MA // GROSS PROFIT MARGIN
Gentherm Inc (NASDAQ) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: THRM 2
— MA 8
■ METRIC PARITY
LAST: $32.20 (-2.89%) • MKT CAP: $1.69B
gross-margins
24.20%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (THRM VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | THRM | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | 24.20% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.70% | 33.50% | -24.80 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.2x | 29.2x | -16.00 | THRM | /valuation <GO> |
| Free Cash Flow Yield | 3.62% | 3.08% | +0.54 | THRM | /fcf-yield <GO> |
| Operating Margin | 5.50% | 57.60% | -52.10 | MA | /operating-margins <GO> |
| Net Profit Margin | — | 45.60% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 2.90% | 16.40% | -13.50 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.81 | 11.17 | -7.36 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 8/9 | -4.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.7 | 68.8 | -21.10 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 31.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.69B | $556.88B | -$555.19B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | THRM REV | MA REV | THRM GROSS % | MA GROSS % | THRM FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.50B | $32.79B | 24.2% | — | $61.1M | $17.16B |
| FY 2024 | $1.46B | $28.17B | 25.2% | — | $36.3M | $14.31B |
| FY 2023 | $1.47B | $25.10B | — | — | $119.3M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
THRM // BETA —
MA // BETA 0.90