COMP <GO>
THG vs KNSL // EV/EBITDA & P/E VALUATION
Hanover Insurance Group Inc (NYSE) VS. Kinsale Capital Group Inc. (NYSE) • 15-METRIC TALLY: THG 7
— KNSL 5
▲ EV/EBITDA & P/E VALUATION LEADER: THG
LAST: $242.09 (+2.96%) • MKT CAP: $8.32B
valuation
13.5x
LAST: $365.71 (+0.76%) • MKT CAP: $8.23B
valuation
14.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (THG VS. KNSL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | THG | KNSL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.10% | 13.80% | -4.70 | KNSL | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 13.5x | 14.7x | -1.20 | THG | /valuation <GO> |
| Free Cash Flow Yield | 14.30% | 12.12% | +2.18 | THG | /fcf-yield <GO> |
| Operating Margin | 14.10% | 32.80% | -18.70 | KNSL | /operating-margins <GO> |
| Net Profit Margin | 10.00% | 26.90% | -16.90 | KNSL | /net-margins <GO> |
| Revenue Growth (YoY) | 5.70% | 18.00% | -12.30 | KNSL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.60% | 0.19% | +1.41 | THG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | KNSL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.2 | 54.5 | +8.70 | THG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.01 | 1.00 | +0.01 | THG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.5x | 13.6x | -2.10 | THG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.32B | $8.23B | $89.3M | THG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | THG REV | KNSL REV | THG GROSS % | KNSL GROSS % | THG FCF | KNSL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.59B | $1.87B | — | — | $1.17B | $990.1M |
| FY 2024 | $6.24B | $1.59B | — | — | $796.2M | $952.4M |
| FY 2023 | $5.99B | $1.22B | — | — | $92.0M | $804.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
THG // BETA 1.01
KNSL // BETA 1.00