COMP <GO>
TFIN vs TMP // PIOTROSKI F-SCORE QUALITY
Triumph Financial Inc. (NYSE) VS. Tompkins Financial Corporation (NYSE) • 15-METRIC TALLY: TFIN 3
— TMP 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: TFIN
LAST: $63.94 (+2.96%) • MKT CAP: $1.49B
piotroski-score
5/9
LAST: $101.48 (+1.97%) • MKT CAP: $1.43B
piotroski-score
4/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TFIN VS. TMP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TFIN | TMP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.70% | 17.20% | -14.50 | TMP | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.42% | 2.19% | +2.23 | TFIN | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | -4.50% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.21% | 2.47% | -2.26 | TMP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 5/9 | 4/9 | +1.00 | TFIN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.1 | 50.9 | -5.80 | TMP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 55.7x | 8.5x | +47.20 | TMP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.49B | $1.43B | $54.1M | TFIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TFIN REV | TMP REV | TFIN GROSS % | TMP GROSS % | TFIN FCF | TMP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.68B | $75.7M | — | — | $67.1M | $31.9M |
| FY 2024 | $2.50B | $79.3M | — | — | $58.5M | $88.8M |
| FY 2023 | $267.4M | $75.0M | — | — | $60.0M | $89.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TFIN // BETA —
TMP // BETA —