COMP <GO>
TFC vs BAC // RETURN ON INVESTED CAPITAL (ROIC)
Truist Financial Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: TFC 5
— BAC 6
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: BAC
LAST: $49.32 (+1.86%) • MKT CAP: $59.11B
roic
0.90%
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
roic
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TFC VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TFC | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 0.90% | 2.50% | -1.60 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 66.7x | 30.2x | +36.50 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 8.45% | 2.10% | +6.35 | TFC | /fcf-yield <GO> |
| Operating Margin | 13.90% | 32.90% | -19.00 | BAC | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 27.00% | -16.10 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 13.20% | 6.80% | +6.40 | TFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.52% | 0.00% | +4.52 | TFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.2 | 38.3 | +21.90 | TFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.15 | 0.90 | +0.25 | TFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.6x | 10.9x | +16.70 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $59.11B | $357.61B | -$298.50B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TFC REV | BAC REV | TFC GROSS % | BAC GROSS % | TFC FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | — | $5.74B | $7.52B |
| FY 2024 | $0 | $105.86B | — | — | $2.16B | -$13.57B |
| FY 2023 | — | $102.77B | — | — | — | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TFC // BETA 1.15
BAC // BETA 0.90