COMP <GO>
TCBS vs MBBC // ALTMAN Z-SCORE & DEBT/EQUITY
Texas Community Bancshares Inc. (NASDAQ) VS. Marathon Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: TCBS 4
— MBBC 2
■ METRIC PARITY
LAST: $17.28 (+1.05%) • MKT CAP: $49.6M
balance-sheet
—
LAST: $14.52 (0.00%) • MKT CAP: $43.7M
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TCBS VS. MBBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TCBS | MBBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.30% | 0.10% | +5.20 | TCBS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.96% | 2.91% | -0.95 | MBBC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.19% | 0.00% | +1.19 | TCBS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | MBBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 39.4 | +17.58 | TCBS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $49.6M | $43.7M | $6.0M | TCBS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TCBS REV | MBBC REV | TCBS GROSS % | MBBC GROSS % | TCBS FCF | MBBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $973.0K | $1.3M |
| FY 2024 | $0 | $0 | — | — | $740.0K | -$1.8M |
| FY 2023 | $0 | $0 | — | — | $2.3M | $2.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TCBS // BETA —
MBBC // BETA —