COMP <GO>
TCBK vs BY // NET PROFIT MARGIN
TriCo Bancshares (NASDAQ) VS. Byline Bancorp Inc. (NYSE) • 15-METRIC TALLY: TCBK 2
— BY 5
■ METRIC PARITY
LAST: $53.61 (+2.08%) • MKT CAP: $1.71B
net-margins
68.00%
LAST: $39.08 (+1.51%) • MKT CAP: $1.77B
net-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TCBK VS. BY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TCBK | BY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.20% | 10.30% | -1.10 | BY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.48% | 7.74% | -0.26 | BY | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 4.10% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.63% | 1.03% | +1.60 | TCBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | TCBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.0 | 62.1 | -7.10 | BY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.1x | 12.6x | +0.50 | BY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.71B | $1.77B | -$52.2M | BY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TCBK REV | BY REV | TCBK GROSS % | BY GROSS % | TCBK FCF | BY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $53.4M | $4.05B | — | — | $127.9M | $136.3M |
| FY 2024 | $51.3M | $3.99B | — | — | $105.2M | $171.2M |
| FY 2023 | $50.1M | $631.1M | — | — | $138.9M | $166.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TCBK // BETA —
BY // BETA —