COMP <GO>
TBBK vs FCF // RETURN ON INVESTED CAPITAL (ROIC)
The Bancorp Inc (NASDAQ) VS. First Commonwealth Financial Corporation (NYSE) • 15-METRIC TALLY: TBBK 4
— FCF 2
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: TBBK
LAST: $46.75 (-7.46%) • MKT CAP: $2.06B
roic
33.10%
LAST: $21.00 (-0.09%) • MKT CAP: $2.04B
roic
9.80%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TBBK VS. FCF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TBBK | FCF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 33.10% | 9.80% | +23.30 | TBBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.52% | 8.42% | +4.10 | TBBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.72% | -2.72 | FCF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.4 | 58.0 | -8.60 | FCF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 12.5x | -4.10 | TBBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.06B | $2.04B | $23.1M | TBBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TBBK REV | FCF REV | TBBK GROSS % | FCF GROSS % | TBBK FCF | FCF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $257.9M | $171.5M |
| FY 2024 | $0 | $0 | — | — | $204.9M | $113.9M |
| FY 2023 | $0 | $0 | — | — | $186.9M | $150.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TBBK // BETA —
FCF // BETA —