COMP <GO>
SWRD vs PRAA // FREE CASH FLOW YIELD
Stewards Inc (NASDAQ) VS. PRA Group Inc. (NASDAQ) • 15-METRIC TALLY: SWRD 1
— PRAA 1
■ METRIC PARITY
LAST: $3.08 (-6.95%) • MKT CAP: $694.9M
fcf-yield
—
LAST: $20.04 (+3.14%) • MKT CAP: $754.5M
fcf-yield
-11.98%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SWRD VS. PRAA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SWRD | PRAA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | -2.70% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | — | -11.98% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | -2.50% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | -25.40% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 7.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 2/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.8 | 48.1 | +8.65 | SWRD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $694.9M | $754.5M | -$59.5M | PRAA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SWRD REV | PRAA REV | SWRD GROSS % | PRAA GROSS % | SWRD FCF | PRAA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $1.20B | — | — | — | -$90.4M |
| FY 2024 | — | $1.11B | — | — | — | -$98.6M |
| FY 2023 | — | $802.6M | — | — | — | -$97.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SWRD // BETA —
PRAA // BETA —