COMP <GO>
STC vs GSHD // FREE CASH FLOW YIELD
Stewart Information Services Corporation (NYSE) VS. Goosehead Insurance Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: STC 4
— GSHD 6
▲ FREE CASH FLOW YIELD LEADER: STC
LAST: $45.48 (+2.66%) • MKT CAP: $1.39B
fcf-yield
5.35%
LAST: $47.57 (+2.74%) • MKT CAP: $1.69B
fcf-yield
5.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (STC VS. GSHD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | STC | GSHD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.60% | 36.90% | -31.30 | GSHD | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.9x | 24.5x | -17.60 | STC | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 5.35% | 5.10% | +0.25 | STC | /fcf-yield <GO> |
| Operating Margin | 4.80% | 20.40% | -15.60 | GSHD | /operating-margins <GO> |
| Net Profit Margin | 4.00% | 7.60% | -3.60 | GSHD | /net-margins <GO> |
| Revenue Growth (YoY) | 17.30% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.21% | 8.63% | -4.42 | GSHD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 5/9 | +4.00 | STC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.4 | 48.8 | -15.40 | GSHD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.1x | 56.5x | -46.40 | STC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.39B | $1.69B | -$301.3M | GSHD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | STC REV | GSHD REV | STC GROSS % | GSHD GROSS % | STC FCF | GSHD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.92B | $365.3M | — | — | $74.2M | $86.1M |
| FY 2024 | $2.49B | $0 | — | — | $23.5M | $70.6M |
| FY 2023 | $2.21B | $0 | — | — | -$16.5M | $50.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
STC // BETA 1.02
GSHD // BETA —