COMP <GO>
SSB vs BPOP // 10Y YIELD & FRED MACRO BETA
SouthState Bank Corporation (NYSE) VS. Popular Inc. (NASDAQ) • 15-METRIC TALLY: SSB 6
— BPOP 5
▲ 10Y YIELD & FRED MACRO BETA LEADER: SSB
LAST: $107.01 (+1.75%) • MKT CAP: $10.20B
macro-sensitivity
1.04
LAST: $158.96 (+1.50%) • MKT CAP: $9.99B
macro-sensitivity
0.97
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SSB VS. BPOP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SSB | BPOP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 3.10% | -0.10 | BPOP | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.8x | 25.4x | +0.40 | BPOP | /valuation <GO> |
| Free Cash Flow Yield | 2.24% | 6.74% | -4.50 | BPOP | /fcf-yield <GO> |
| Operating Margin | 33.80% | 35.90% | -2.10 | BPOP | /operating-margins <GO> |
| Net Profit Margin | 27.70% | 29.40% | -1.70 | BPOP | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | -4.40% | +27.50 | SSB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.25% | 1.95% | +0.30 | SSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.1 | 43.3 | +12.80 | SSB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.04 | 0.97 | +0.07 | SSB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 11.3x | -0.50 | SSB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.20B | $9.99B | $210.5M | SSB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SSB REV | BPOP REV | SSB GROSS % | BPOP GROSS % | SSB FCF | BPOP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.64B | $2.75B | — | — | $230.6M | $681.0M |
| FY 2024 | $1.77B | $2.03B | — | — | $476.2M | $461.3M |
| FY 2023 | $1.63B | $1.79B | — | — | $546.8M | $686.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SSB // BETA 1.04
BPOP // BETA 0.97