COMP <GO>
SRCE vs WAFD // ALTMAN Z-SCORE & DEBT/EQUITY
1st Source Corporation (NASDAQ) VS. WaFd Inc. (NASDAQ) • 15-METRIC TALLY: SRCE 2
— WAFD 3
■ METRIC PARITY
LAST: $87.42 (-0.92%) • MKT CAP: $2.13B
balance-sheet
—
LAST: $29.35 (-1.04%) • MKT CAP: $2.19B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SRCE VS. WAFD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SRCE | WAFD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 7.50% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.03% | 9.49% | +0.54 | SRCE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 7.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.81% | 3.86% | -2.05 | WAFD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 6/9 | -4.00 | WAFD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.7 | 45.4 | +14.30 | SRCE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 9.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.13B | $2.19B | -$69.7M | WAFD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SRCE REV | WAFD REV | SRCE GROSS % | WAFD GROSS % | SRCE FCF | WAFD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $29.6M | — | — | $213.0M | $208.2M |
| FY 2024 | $0 | $27.5M | — | — | $181.5M | $414.6M |
| FY 2023 | — | $26.1M | — | — | — | $214.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SRCE // BETA —
WAFD // BETA —